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    The entrance of mainstream financial institutions transformed the prepaid debit card market.

    Customers have more options today, and many of the newer cards closely resemble the checking accounts they are replacing.

    Your credit card processor will provide you with a merchant account.

    This merchant account will be used to capture funds collected from credit card sales.

    When ecommerce was first introduced as a new concept there was a common belief that it was expensive and difficult to implement.

    In truth, when ecommerce first came into existence it was often expensive and complicated to setup.

    Example: The Customer presses ‘33’ on their keypad The call timer is paused.

    The Agent is put on hold The Customer will hear a prompt asking them how many minutes they would like to add.

    He has since resigned, and been charged with theft by deception and theft of services.

    You can knock only off the Achieve Card Visa’s .95 monthly fee, not eliminate it completely, and to do that you still have to have ,000 deposited onto the card each month.

    All of these are considerably higher than the direct deposit thresholds Bank of America, Chase, Citibank, and Wells Fargo set to waive the fee for their basic checking accounts.

    It is much easier to get a merchant account for credit card acceptance today than it was at the advent of ecommerce.

    Unfortunately, (and perhaps as a side effect of making ecommerce so accessible) some business owners tend to enter into a merchant processing agreement without understanding what they are getting into. A business owner must research and do proper due diligence before selecting their processor.

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