You might like this app if: You appreciate a healthy dose of financial advice and a like-minded community.
Popular money management site You Need a Budget () offers not only a way to track your finances, they also give solid financial advice, focused on getting out of debt.
We can’t offer any legal advice and we can’t stop the court date, but we can still set up payments that may stick straight through your court date.
Always keep in mind that enrolling in a debt management program means that a certified credit counseling team is acting and working on your behalf in negotiating with your creditors.
With so few processors to choose from, merchants can find themselves simply signing up with the first provider that will accept them instead of shopping around and looking for reputable, experienced processors that specialize in high risk merchant accounts.
Negotiating debt and paying the new agreement requires a settlement letter.Essentially, you can’t enroll in the program unless your creditors agree to the adjusted payment schedule you set up with your credit counselor.In general, creditors agree to an adjusted payment schedule for two reasons: Still, everything comes down to negotiation.The software itself is , but if you’re a paid member of their very active community, you can take advantage of their free mobile app.The app lets you set goals — pay off debt, for instance — and it helps you find areas in which you can cut back and fund those goals.