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    Backdating claim director face insurers officer updating from 1 1 4 to 2 2

    The majority of the changes to the local legislation that are required pursuant to these commitments will be developed later as the Accession Protocol provides for transition periods depending on particular commitments (see our previous Alert “The Russian insurance market and the World Trade Organisation: first impressions” for details).However, some of these changes are already in force.One of the changes that Russia had to introduce immediately pursuant to the WTO requirements was the increase of the foreign investment quota from 25% to 50%. As of 1 January 2013, according to official statistics (published annually), foreign investment represented 17.41% of the aggregate amount of charter capitals of the Russian insurers.

    In relation to a multi-disciplinary practice, the rules apply only in respect of those activities for which the practice is regulated by the The effect of the definition of "you" is that the rules apply equally to all those who carry on or work in a firm and to the firm itself.

    Some of them have already been mentioned in Part 1 of this Alert (e.g. This Part 2 focuses further on some other important changes that may re-shape the Russian insurance market in the near future.

    The amendments have been drafted as a rather complex document and will generally come into force in January 2014.

    Directors and officers insurance claims experts--who should be resting comfortably on news of plummeting securities class actions--are instead feeling increased pressure, squeezed by a dizzying array of potentially negative legal trends challenging the future of their business.

    "There is a total state of confusion," said Michael Mitrovic, vice president of claims for American International Group and president of AIG Worldwide Financial Services in New York. Mitrovic was referring to what he views as some of the negative impacts of the Sarbanes-Oxley Act--the 2002 law that set rules of corporate governance and public company financial disclosure--as well as penalties for executives involved in corporate fraud.

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