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    Thinking of leaving the country -- and your credit card debt -- behind?

    While you may be able to get away with it for now, you might be setting yourself up for a financial nightmare in the long run.

    There are more than a dozen types on the market now, and plenty of variations that can make them a wonderful or terrible choice. Prepaid cards look like credit cards and spend like credit cards but there’s no credit behind them."Most individuals moving to a new country start a credit history through the traditional means," says Norm Magnuson, a spokesman for the Consumer Data Industry Association, an international trade association for credit reporting agencies based in Washington, D. "They may get a charge card from a bank or lending institution in that country or apply for a card from a retailer and continue to build their credit there." While it's not impossible that a foreign lender would request a copy of a U.S.-based credit report, it's unlikely, Magnuson says.But if you move overseas, your credit history in the United States typically has no bearing since other countries have their own systems for judging borrowers' creditworthiness.But while it may be tempting to skip out on your debt, thinking your credit card issuer can't touch you overseas, doing so could create a bigger headache later on, experts warn.

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