1 rule for savvy credit card use: Always pay your bills on time.But smart credit card use also means protecting yourself from fraud, using rewards to your benefit and allowing your plastic to help build your credit score.It would be fascinating to access data on just how many credit customers use some or any of the benefits.Probably not germane to the ruling, but it would certainly help assess Edcon’s justification.It seems a bit late for the Edcon group, which offers a bouquet of benefits with its credit card, to describe the fee they charge customers for belonging to this exclusive ‘club’ as a stand-alone product.This after the National Credit Regulator (NCR), found their fee unlawful and in contravention of the National Credit Act, (NCA).
That's why you're still using the magnetic stripe on the back of your card to pay at many retailers.
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Credit card numbers that conform to the Luhn formula (MOD 10 check).
My generation, the baby boomers, are largely unaffected.
We’ve paid for our homes and have years of experience at balancing budgets.