The short answer is, “No.” A few clients have told me that they’ve received phone calls from a collection agency, threatening jail time for not repaying payday loans.
The typical caller identifies himself as a “federal officer” who will be coming to arrest the borrower in the next few hours unless payment is made by phone immediately.
However, the callers are usually located in an overseas call center, so attempting to enforce the FDCPA is next to impossible.
He was also a cast member on Total Drama Action as a member of the Screaming Gaffers.
Assaults and batteries can also be pursued via civil (as opposed to criminal) laws.
For information on personal injury ("tort") cases involving assault and battery, visit the Assault and Battery section of Find Law's Accident & Injury Center.
Callers pose as representatives of the FBI, “Federal Legislative Department,” various law firms, or other legitimate-sounding agencies and claim to be collecting debts for companies such as United Cash Advance, U. The callers refuse to provide information regarding the alleged payday loan or any documentation and become verbally abusive when questioned.
The IC3 has observed variations of this scam in which the caller tells the victim that there are outstanding warrants for the victim’s arrest.